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What is a Public Adjuster?

 

A public adjuster is an independent insurance professional that a policyholder may hire to help settle an insurance claim on his or her behalf.

Did you know that Public Adjusters get 747% higher settlements (on average) for policyholders than they get on their own?

 

We handle all sorts of claims : 

Fire claims

Water claims 

  - rain

Pipe bursts  and  fill up claims

Burst Water heater claims

Ice damming 

Wind damage 

 - roof  and exterior losses 

Back up of Sewer and Drain  (BUSD) 

Vandalism and Theft losses 

Business Interruption / Loss of income

Loss of Rents 

 

PAP or Personal Articles Policy claims 

 - fine arts, watches, jewelry 

 

Damage to structures from automobile claims

 

 

WHY DO PEOPLE CALL US? 

 

Each insurance company has their weakness.  One of the weaknesses they have in common is their lack of response.  People call us because they cannot reach the claims department, or their claim representative inspected their home and then never followed up.  The claims representative said that the claim was covered and then denies the claim.   The claims department issued a payment that will not cover the cost of repairs.  The insurance company sent a mitigation company to their home and is not covering the cost of the work performed and not paying the claim settlement.   

 

Some customers call us as they do not have the time to work the claim process on top of their normal life and job.   Some clients are out of state.  Some clients have a property manager or business manager that do not have the skill set to negotiate or handle an insurance claim. 

OUR MISSION

Not to let an insurance company dictate the terms of your loss.  We represent your best interests during the insurance claims process.   We understand how an insurance claim can affect the stability of your home, family, and finances.

ACCOMPLISHMENTS/QUALIFICATIONS

25+ years of Xactimate structural estimate writing 

3 years of BI/PD automobile claims and total loss handling

18 years of catastrophe and field claim handling 

Business Interruption/Loss of Income claim handling

4 years of handling wildfire claims

3 Hurricane & 3 Tornado events

Large Loss and Commercial claim handling

Wind, Hail, and ice dam roof assessments

IICRC WRT water mitigation certified

Certified as insurance appraisers and umpires 

4 years as GIA certified gemologist for State Farm

4 years at State Farm handling the valuation of fine arts, jewelry, and watches

Insurance Companies we have settled claims with: 

 

State  Farm 

Allstate 

Farmers

Travelers

Liberty Mutual  LIMU

Safeco

Progressive

Geico

American Modern 

American Family 

AAA

The Hartford 

Country Companies 

Amica

USAA 

HIppo 

Lemonade 

etc.

 

 

 

 


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